Gender differences in digital and financial literacy of cryptoassets owners ?

Date : Mardi | 2023-03-14 à 12h30
Lieu : Salle des thèses

Daniela BALUTEL (LEO & York University)

We study gender differences in the digital and financial literacy of Bitcoin owners using microdata from the Bank of Canada's 2021 Bitcoin Omnibus Survey. We measure digital literacy using the Bitcoin knowledge score by Henry et al. (2018). The "Big Three" questions of Lusardi and Mitchell (2014) provide a measure of financial literacy. Most Bitcoin owners have both low digital and financial literacy. We find gender ifferences in digital literacy amongst Bitcoin owners, however, we do not find significant gender differences in financial literacy. Long-term Bitcoin owners tend to have high digital and financial literacy.